Loan Information

Vehicles that have a title can be used as collateral*

2009-2010-2011 Titled Vehicle - (60 months) - 6.5%
2005-2006-2007-2008 Titled Vehicles - (60 months) - 7.0%
2001-2002-2003-2004 Titled Vehicles - (60 months) - 8.5%
2000 and Older Titled Vehicles - (48 months) - 10.0%
*Rates are .25% higher if not payroll deducted.
Signature Loans
14.0% (Up to 12 months and $2000 per individual - must payoff with contract - be payroll deducted.)These are popularly known as the "SIGNATURE" loans. If you leave a district before the loan is paid, it is then payable in full and the balance will be withheld from your last check. New members are limited to $500 the first year. Signature Loans, for each new school year, are usually offered around the middle of July for McDonald County personnel, and the middle of August for all of the other schools. Simply print off an application from this site, complete the required information, sign, and then call or e-mail me so I can start the paperwork.

Share Loans - 3% Above Dividends — Presently 4.00%

Dividend Rate - 1.00% yearly (with 1.00%) apy)
(SET AT THE END OF EACH QUARTER.)

Publications
Credit Application and Lending Policy
Loan Protection Certificate Of Insurance