Loan Information

Vehicles that have a title can be used as collateral*

2008-2009-2010 Titled Vehicle – (60 months) - 6.5%
2004-2005-2006-2007 Titled Vehicles - (60 months) - 7.0%
2000-2001-2002-2003 Titled Vehicles - (60 months) - 8.5%
1999 and Older Titled Vehicles - (48 months) - 10.0%
*Rates are .25% higher if not payroll deducted.
Signature Loans
13.0% (Up to 12 months and $2000 per individual — must payoff with contract – be payroll deducted.)These are popularly known as the "SIGNATURE" loans. If you leave a district before the loan is paid, it is then payable in full and the balance will be withheld from your last check. New members are limited to $500 the first year. The Signature Loans for the coming school year will start on July 15 for McDonald County personnel and August 15 for all other schools. Print off an application from this site, complete the info starting with the name and ending with the bankruptcy question, sign, then call or e-mail me so I can start the paperwork.

Share Loans - 3% Above Dividends — Presently 4.25%

Dividend Rate – 1.25% yearly (with 1.26%) apy)
(SET AT THE END OF EACH QUARTER.)


FEDERALLY INSURED BY NCUA up to $250,000.00


Publications
Credit Application and Lending Policy
Loan Protection Certificate Of Insurance
Control Panel
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